Episode Summary:
2025 marks the start of an exciting new era for ChooseFI! In this episode, hosts Jonathan and Brad dive into the journey to financial independence—what it means, how to define your FI number, and why taking control of your finances is crucial. Plus, we’re evolving! This year, we’re harnessing the power of community to crowdsource the best personal finance strategies—with your help. Tune in and be part of the movement shaping the future of ChooseFI!

ChooseFI Platform

🟢 Launching the ‘Wouldn’t It Be Cool If’ (WIBCIF) Series (00:00:00)

• A fresh approach to exploring financial independence through new ideas and possibilities.

🟢 Personal Journeys in Financial Independence (00:01:00)

• Jonathan & Brad reflect on how FI and entrepreneurship have transformed their lives over the past decade.

🟢 Why Options Matter in Financial Independence (00:04:00)

• More financial options = more freedom. The importance of actively shaping your financial future.

🟢 How to Calculate Your Financial Independence Number (00:20:28)

• The simple FI formula: Annual expenses × 25 = FI number.
• How managing expenses can dramatically adjust your FI target.

🟢 Community Engagement & Crowdsourcing FI Strategies (00:40:14)

• The power of collective knowledge: How you can contribute to and benefit from the FI community.

✅ Find Your FI Number (00:32:24)

• Assess your annual expenses and multiply by 25 for a rough FI estimate.

✅ Cut Expenses & Lower Your FI Number (00:17:17)

• Every $100 you cut in monthly expenses reduces your FI number by $30,000. Small changes make a big impact!

✅ Reimagine Your Future (00:04:34)

• What would your life look like if financial independence was within reach? Start visualizing it now.

💡 More Options = Fewer Regrets (00:05:10)

• Expanding your choices creates more freedom and opportunities.

💡 FI is for the Middle Class (00:06:57)

• A disciplined approach to savings and investing makes financial independence achievable.

💡 The Small Stuff Adds Up (00:17:55)

• Tiny tweaks in spending habits can lead to massive long-term gains.

⏩ 00:00:00 – new series launch
⏩ 00:01:00 – Hosts reflect on their FI journeys
⏩ 00:04:00 – The power of having more options
⏩ 00:16:56 – The importance of actively managing personal finances
⏩ 00:20:28 – How to calculate your FI number
⏩ 00:40:14 – Crowdsourcing FI strategies & community engagement

❓ What does financial independence mean to you? (00:05:00)
❓ Do your current expenses align with your long-term goals? (00:32:00)
❓ What’s one small financial change you can make today? (00:17:00)

🔗 👉 Ready to Take Action?
Join the conversation & create your account on the ChooseFI Community Platform today!

🎙 Listen now and be part of the movement redefining financial independence. 🚀