钱是会走路的，即使你把钱压在箱子里，抱在被窝里，换成金银股票放在保险柜里，都挡不住钱会像长脚一样走来走去。投资理财，就是要专找那些别人看不见，正在走路的钱。贝版记录了老中代代传下来的五条理财真经：提高信用分数、避免超前消费、开二手车、亲自维修、不打官司多运动。这本书现身说法证明你总是可以存三分之一的收入的，因为那些比你少挣三分之一的人的生活质量不比你差很多。这世上，没有人可能比你自己对自己的钱更加上心，不要指望任何人能够管好你的钱。

贝版(Bayfamily)曾经是文学城投资理财论坛的版主。他热心投资理财的科普工作，从2006年开始陆陆续续发表投资理财的博客文章，累计阅读人数超过数百万。贝版2006年因为提出“普通家庭十年一千万美元理财计划”而在美国华人圈子里引发热议，该计划于2018年最终实现。

The author, Bay Family, was the forum moderator of Investment BBS on Wenxuecity.com, a popular Chinese American social website. Since 2005, he has published a series of blogs on investment and personal finance, and he has attracted millions of page viewers. In 2006, he posted a blog on this investment forum about his goal to make 10 million dollars in 10 years by investing. He named his plan “Ten Million in Ten Years Investment Plan for an Average Income Family”. Since then, he has published his investment activities and financial records every year for 11 years, and eventually he achieved his goal and made ten million in 2018; a total of eleven and a half years, which is a bit longer than the planned 10 years.

This audiobook is a memoir and a record of his efforts to fulfill his ten-million-dollar goal. The audiobook includes details of all of his investment activities, how he prepared himself, how he accumulated capital, how he found investment opportunities, and most importantly, the failures and hard lessons learned throughout the process.

Please note: This audiobook is in Mandarin Chinese.