Ann Rohmer talks with Hem Bhatt in this 4th instalment of How Money Works. Hem examines why people get into money difficulties and introduces new concepts for prevention solutions.

Disclaimer:

Primerica is the trade name of Primerica, Inc., an organization that markets financial services through various affiliated companies in Canada, including PFSL Fund Management Ltd., PFSL Investments Canada Ltd., Primerica Financial Services Ltd., Primerica Life Insurance Company of Canada, and Primerica Client Services Inc., as well as affiliated companies in the U.S. (collectively the "Primerica Companies"). Primerica offers a business opportunity that involves the sale of term life insurance and various other financial service products. Primerica representatives are independent contractors, not employees. Their earnings are based on the sale of products offered by Primerica and also qualifying product referrals. Importantly, Primerica representatives must be appropriately licensed for each product line before they are qualified to make a sale.

In Canada, the part-time opportunity may be subject to certain restrictions, depending on your occupation.

Primerica representatives are not financial or estate planners, lawyers, tax advisors, credit counselors or debt managers. For related advice, individuals should consult an appropriately licensed professional. All references to "plans" or "financial plans" are to be understood as synonymous with the term "financial game plan" and should not be misconstrued as constituting financial planning. References to various milestone achievements and levels of success involve sales force representatives who have achieved extraordinary levels of cash flow during their careers. Personal cash flow levels fluctuate, and these achievements do not reflect earnings of typical representatives. The strategy or tips being suggested may not apply to everyone in every situation and do not guarantee any success of outcome.

From January 1 through December 31, 2022, Primerica paid cash flow to its Canadian sales force at an average of $17,141, which includes commissions paid in Canadian dollars on all lines of business to life licensed representatives.

"Ownership" refers to the conditional right of an eligible Regional Vice President (RVP) to transfer his or her business to another eligible RVP, subject to the consent of Primerica and subject to terms, conditions and regulatory requirements. The Ownership Program Document and policies located on POL control in all respects.

The examples and information herein are for educational purposes and are not intended to be a recommendation to buy, sell or hold a security or to adopt a particular investment strategy or to be a solicitation of a life insurance policy.

For more information, refer to https://bit.ly/PriDisclosures.

Welcome to business in Taiwan. During the next 30 minutes, Glynn Perkin's is going to help us discover the opportunities and benefits of doing business with the island nation. To help us with that journey, we are joined by Anita Chan and Wayne Lee.

We only get one life, so let’s choose well-ness. On this episode, Your immune system, we explore the immune system and how gut health is key to our health, with nutritionist Nicole Gordan from Herbaland.

We explore the science around fitness and how to optimize your workout for the best results with Blake McDonald from Orange Theory.

On our “Your Life Unlimited” segment Stephanie Staples talks about how to be more positive for a healthier life.

Plus, we’ll unlock what to eat to keep and maintain a healthy immune system. We’ll feature a “Being Real” story of an inspirational 76-year-old climber and the beauty of mindfulness in nature.

In this episode, we’ll tell you about the sunshine vitamin, you’ll learn about personal biology and food from Mark Metry, a mom’s struggle juggling life, the healing power of yoga therapy with Lisa Dumas and we’ll help you get rid of the “grumps” with Stephanie Staples. Then take a moment at the end to relax with our meditation moment, featuring Amir El Sobky.

We only have one life, so Choosing Wellness is important. Why we need to think before we drink, with Dr. Tasha Biernert. A heartfelt and inspiring Being Real story with a 97-year-old recovered alcoholic.

How we can say yes more and have fun doing it with Stephanie Staples.

In our Mindfulness Moment, we learn from Claire Maisonneuve about building hope.

Join host Linda Freeman and join the journey of Choosing Wellness.

Millennial Balance this week is for the vino lovers! A recent survey by Wine Butler shows that millennials are consuming more wine than both Gen X and Gen Z. Wine Butler CEO Mark Whalen joins Shaliza and Afua to discuss the findings of the survey, and Wine Expert Chanile Vines tells us what millennials are enjoying & gives us some recommendations for the season.

Unlocking Brain Health:
In a world where our health is more precious than ever, in this episode of Choosing Wellness, "Unlocking Brain Health" takes you on an enlightening exploration of the choices we make and their profound impact on our well-being. Hosted by Linda Freeman, explores brain health and mental wellness, shedding light on how we can navigate our lives toward a healthier future.

Discover the power of lifestyle choices with Lynn Posluns, a renowned expert in brain health, who shares groundbreaking insights on how up to 40% of dementia cases could be prevented. Lynn's conversation is not just informative but transformative, offering practical advice and hope for those looking to safeguard their cognitive health through everyday decisions.

The journey doesn't stop there. The episode also features an engaging discussion with Claire Maisonneuve, a registered clinical counselor known for her expertise in anxiety management. Claire opens up about the challenges of "turning off" our brains in today's fast-paced world and provides valuable strategies to help listeners find peace and mental clarity amidst the chaos.

Join Linda Freeman and be part of a community choosing to make wellness a priority. Whether you're looking to enhance your brain health, manage anxiety, or embark on a path to overall wellness, this episode is your guide to making the most out of our one life. Tune in, and take the first step towards a healthier, happier you.

Embracing You: The Journey of Self-Care:
We only have one life, so Choosing Wellness is important. Knowing SELF-care isn’t SELF-ish is such an important life lesson, so join in the conversation with Cassie Butcher as she talks about how to practice self-care unapologetically.

Listen in on the chat with Certified coach Thomas Kevin Dolan on the fear of being judged, of not being liked and the impact of being bullied can have.