In today’s Earn Your Leisure episode, Mark Saint‑Julien (chatgpt://generic-entity?number=0) breaks down the real truth about investing in real estate across Africa. He explains how he first entered the market, why cash is still king in many African countries due to limited trust in banks, and how investors can avoid common scams. The conversation dives into the three essential land contracts everyone must understand, why cities like Dakar are seeing rising prices with steady demand, and how access to reliable information remains one of the biggest barriers for investors.

Mark also highlights where everyday investors can find real opportunities as Africa’s middle class rapidly expands. From the biggest mistakes people make when investing on the continent to realistic cost-of-living insights—like living comfortably in Ivory Coast on $1,500 a month—this episode puts numbers and context behind the hype. The discussion closes with a look at why six-figure earners have outsized purchasing power in Africa, the surprising reality that most travel within Africa is by Africans themselves, and which countries currently offer the best real estate buying opportunities.

#EarnYourLeisure #AfricaInvesting #AfricanRealEstate #DiasporaInvesting #GlobalWealth #RealEstateEducation #InvestInAfrica #FinancialLiteracy #WealthBuilding #EmergingMarkets

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Get ready for an honest, no-nonsense look at the future of the financial markets! In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down what’s on the horizon for 2026 and beyond—and how you can put yourself in the best position to benefit. Ian Dunlap sets the tone by predicting a tumultuous year ahead but with a positive ending in 2026, urging viewers to focus on *asset accumulation*. Whether you believe in Bitcoin, Microstrategy, index funds, or even dreaming about SpaceX, now is the time to become an “asset hoarder.” The key message? Deploy your capital into assets with conviction rather than waiting for the perfect moment! Troy Millings adds optimism, emphasizing major “catalyst events” like continued spending from tech giants such as Amazon, Meta, Microsoft, and Google. According to Troy, deregulation in AI and infrastructure spending will be a key theme, helping both technology and financial sectors. He predicts further gains for the S&P 500 and highlights that although volatility and possible downturns may appear towards the end of the year, the outlook remains strong—especially for those who stay focused, prepared, and ready to buy during market pullbacks. The trio also discusses the importance of focusing on decade-long investment horizons versus getting caught up in short-term fluctuations. The lesson is clear: building real, generational wealth requires patience and the discipline to invest, even when the market looks shaky. You’ll also hear sharp insights into the risks of market gatekeeping, venture capital exclusivity, and the power of preparation—plus why every downturn is actually a buying opportunity for the informed investor. *Key takeaways from this Market Mondays clip:*

• 2026 will likely bring volatility and possibly a market free fall, but long-term winners will use it as an accumulation year.
• Focus on building your portfolio with quality assets—don’t waste time waiting for perfect conditions.
• Expect increased spending in tech and infrastructure, deregulation benefits (especially in AI), and more tailwinds for growth.
• Don’t get distracted by crash predictions—stay focused on a 10-year investment plan.
• Downturns are opportunities for those who are prepared with cash and a strategy.

Whether you’re new to investing or a seasoned market participant, these insights will help you ride out the coming turbulence and come out stronger. Listen in for practical advice and proven strategies from some of the sharpest financial minds. If you found this clip valuable, hit the like button, share your thoughts in the comments, and subscribe to Market Mondays for more wealth-building conversations! *Hashtags:* #MarketMondays #Investing2026 #LongTermWealth #AssetAccumulation #FinancialFreedom #TechStocks #Finance #StockMarket #InvestingTips #SP500 #Bitcoin #AIinvesting

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In this insightful clip from "Black Out with Ian & Rashad," hosts Rashad Bilal and Ian Dunlap dive deep into the important—yet often misunderstood—topic of year-end tipping. Responding to a listener question, they break down who should be on your tip list during the holiday season, how much you should give, and why showing appreciation to those who make your life easier is essential. Rashad shares common scenarios, highlighting everyone from sanitation workers, teachers, and valets, to barbers, school bus drivers, and even your building’s concierge. Ian provides real-life examples from his own life, pointing out the value of tipping your cleaning crew, building staff, and even the mailman. The duo discusses the nuances of tipping based on the service received, relationships built over the year, and the importance of recognizing excellent customer service. They also tackle those awkward gray areas: Is it necessary to tip your child’s high school teacher, or does it stop at preschool? What if the service was subpar? Both hosts agree that monetary gifts should go hand-in-hand with outstanding service and positive energy—but getting the etiquette right can sometimes confuse even the most well-meaning among us. Whether you live in a home or apartment, rely on daily or weekly help, or simply want to ensure you’re not missing an important gesture, this clip is packed with practical tips, etiquette reminders, and candid stories about why tipping matters—not just for gratitude, but for better service in the future. Ready to level up your holiday tipping game and show some love to those who support you all year long? Rashad Bilal and Ian Dunlap have you covered! *Hashtags:* #TippingEtiquette #HolidayTipping #YearEndGifts #ServiceWorkers #BlackOutPodcast #IanDunlap #RashadBilal #Gratitude #PodcastClip #LifeAdvice #BetterService #SupportYourCommunity #Appreciation #CustomerService #MonetaryGifts

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